COMPARISON

Filingrail vs Financial Modeling Prep

Financial Modeling Prep (FMP) is a broad financial-data API — fundamentals, prices, ratios, and SEC filings across US and international markets. Filingrail is SEC-EDGAR-only. This compares the two where they actually overlap: SEC filings, XBRL financials, insider trades, 8-K, and 13F.

Plain facts in both columns. Where a value depends on the other provider’s current plan, we say so rather than pin a number that might drift — verify the live figures on their own pricing page before you commit.

AT A GLANCE

The short version

FMP is the broader product — it also sells real-time prices, quotes, ratios, and non-US coverage, so if you use those, Filingrail doesn't replace it. But for SEC data specifically, Filingrail is a cheaper entry ($9/mo vs FMP's ~$29 paid floor), on a US-filings-only surface, with a source-filing URL on every record and a first-party MCP server. FMP's free daily allowance is larger (250/day vs 50/day); Filingrail's paid entry is lower.

SIDE BY SIDE

Filingrail and Financial Modeling Prep, dimension by dimension

Comparison of Filingrail and Financial Modeling Prep.
Dimension Filingrail Financial Modeling Prep
Free tier $0 — 50 requests/day (recurring daily). $0 — 250 requests/day.
Entry paid price $9/mo (Pro) — 5,000 requests/month. ~$29/mo (Starter) — verify on their live pricing page.
Data scope / SEC coverage SEC EDGAR only — company search, filings, XBRL financials, history, Form 4, 8-K, 13F. SEC filings, XBRL financials, insider (Form 4), 8-K, 13F — plus prices, quotes, ratios, and non-US coverage.
Source-filing traceability filing_url on every record; meta.source_filing_url + meta.source_filing_date on company financials. Not a documented per-response field; confirm in FMP’s response schema.
Billing surface RapidAPI (merchant of record) — one dashboard, one invoice. Direct — an FMP account and card.
Freshness Refreshed daily from EDGAR; meta.as_of on every response. Real-time/intraday for market data on paid tiers; filing recency varies by tier.
Formats & tooling JSON REST, Python SDK, first-party MCP server. JSON REST (CSV/bulk on higher tiers); community SDKs.
Non-US / market data None — US SEC filings only, no intraday, no options. Yes — international coverage and real-time equity prices on paid tiers.

Financial Modeling Prep is a separate, independent company; nothing here is endorsed by them. FMP figures reflect their public pricing as of August 2026 and were partly read from FMP’s own pricing data source rather than a printed card — confirm the live monthly/annual figures on FMP’s pricing page before you commit.

HONEST CALL

When each one is the better fit

Pick Filingrail when…

  • You want SEC EDGAR data specifically, on a clean US-filings-only surface with no market-data noise.
  • You need a source_filing_url on every record to cite the exact filing.
  • You want a cheap entry ($9/mo) billed through RapidAPI alongside other APIs.
  • You're building an AI agent and want a first-party MCP server with no glue code.

Pick Financial Modeling Prep when…

  • You need more than SEC data — real-time/intraday quotes, ratios, or price history in one API.
  • You need non-US company coverage.
  • You prefer direct billing on the vendor account rather than a marketplace.
  • You want thousands of calls/minute at the top tier.

FAQ

Common questions

Still deciding? Email support@hudsonenterprisesllc.com — same business day response.

Is Filingrail a drop-in replacement for FMP?
Only for the SEC-filings portion. Filingrail covers SEC EDGAR (filings, XBRL financials, Form 4, 8-K, 13F) but does not provide FMP's market-data, quotes, ratios, or non-US coverage. If you only consume FMP's SEC endpoints, it's close; if you also use price data, it isn't.
How do the prices compare?
Filingrail starts at $0 (50/day) then $9/mo (Pro). FMP starts at $0 (250/day) with paid tiers around $29+/mo. FMP’s free daily allowance is larger; Filingrail’s paid entry is lower. Confirm FMP’s current numbers on their pricing page before deciding.
Does Filingrail cover the same data?
For SEC EDGAR, largely yes — company search, filings, XBRL-normalized financials, history, Form 4 insider trades, 8-K events, and 13F holdings. It does not cover the market/price data or international filings FMP also sells.
What does source-traceability mean?
Every Filingrail record carries a link to its source filing — filing_url on each record, or meta.source_filing_url and meta.source_filing_date on company financials — so any number traces back to the exact SEC filing it came from. Confirm FMP’s response schema for an equivalent field.
Who handles billing?
Filingrail is billed by RapidAPI (the merchant of record) — one dashboard and invoice. FMP bills you directly on your FMP account.
How do I try Filingrail?
Use the free tier on RapidAPI (50 requests/day, no card), or pip install filingrail-mcp to try it inside an AI agent.

Try Filingrail free — decide for yourself.

50 requests a day, no credit card. Subscribe on RapidAPI, copy your key, and run your first call in under a minute.

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Or read the full Filingrail listing on RapidAPI ↗