COMPARISON
Filingrail vs sec-api.io
Both are REST APIs for SEC EDGAR data. This is an honest, factual comparison of how they differ on price, freshness, coverage, billing, and source-filing traceability — so you can pick the right one for your workload.
We name the facts as they stand today. Pricing and features change on both sides — verify the live figures on each provider’s own pricing page before you commit. sec-api.io is a separate company and an independent product; nothing here is endorsed by them.
AT A GLANCE
The short version
If you want the cheapest credible commercial entry point, a single response envelope, and a link back to the source filing on every response, Filingrail is the leaner choice. If you need the widest catalog of per-form-type endpoints or streaming as a hard requirement, sec-api.io has a longer head start there.
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Price entry point
Filingrail’s first paid tier is $9/mo for 5,000 requests. sec-api.io’s lowest recurring commercial plan is $55/mo. The free tiers differ too: a recurring 50/day vs a one-time 100 lifetime calls.
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Billing surface
Filingrail bills through RapidAPI as merchant of record — one dashboard, one invoice, instant key issuance. sec-api.io is a direct account-and-card relationship on their own platform.
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Source traceability
Filingrail puts
meta.source_filing_urlon every response. That per-response link straight to sec.gov is the wedge for audit-conscious workflows.
SIDE BY SIDE
Filingrail and sec-api.io, dimension by dimension
Plain facts in both columns. Where a value depends on the provider’s current plan, we say so rather than pin a number that might drift.
| Dimension | Filingrail | sec-api.io |
|---|---|---|
| Free tier | $0 — 50 requests / day, renews daily. Full access to all seven endpoint groups. | $0 — 100 requests total, one-time lifetime allowance (not a recurring quota). |
| Entry paid tier | $9 / month — 5,000 requests / month. | $55 / month (their lowest recurring commercial plan). |
| Mid paid tier | $49 / month — 50,000 requests / month. | $239 / month. |
| High-volume tier | $199 / month — 500,000 requests / month. | Custom / enterprise pricing (contact sales). |
| Billing surface | RapidAPI. RapidAPI is the merchant of record — it issues your key, meters usage, and invoices you. No separate payment relationship with us. | Direct account + payment relationship with sec-api.io. You create an account and add a card on their platform. |
| Source traceability | meta.source_filing_url and meta.source_filing_date on every single response — a link straight back to the originating SEC filing on sec.gov. | Returns SEC accession numbers and filing metadata in responses; a per-response source-filing URL is not a documented contract on every endpoint. |
| Data source | SEC EDGAR directly. No third-party data brokers. Compliant User-Agent on every upstream call. | SEC EDGAR directly. |
| Freshness | Refreshed daily from EDGAR. New filings appear in the recent-filings endpoint within minutes of EDGAR acceptance during the daily ingest window; structured data follows the same nightly cycle. | Offers near-real-time streaming on higher tiers; full streaming and historical depth are gated behind the paid plans. |
| Endpoint coverage | Seven endpoint groups: company search, recent filings, financials (XBRL-normalized), financials history, insider trades (Form 4), 8-K events, 13F holdings. | Broad catalog of per-form-type endpoints (one per filing type), plus full-text search and a query API. |
| Response shape | One consistent envelope across all endpoints: a data object plus a meta object. Same shape everywhere. | Endpoint-specific response shapes that mirror each form type. |
| MCP / agent support | MCP Playground enabled through the RapidAPI listing — drop into Claude Desktop, Cursor, or any MCP client. | REST API; MCP support is not a documented first-class feature. |
| Support | Async email, support@hudsonenterprisesllc.com — same business day, no phone or video calls. | Email support; response terms vary by plan. |
sec-api.io figures reflect its public pricing and documentation at the time of writing and may change. Always confirm against the provider’s own current pricing page before deciding.
THE DECIDING WEDGE
Every value traces back to a source filing.
Filingrail attaches meta.source_filing_url and
meta.source_filing_date to every response. You can trace any
number on any chart back to the exact SEC filing it came from — no
data-broker layer, no provenance gap.
For audit, compliance, and equity-research workflows, that per-response link is the practical difference between “here is the filing” and “trust our pipeline.” It is the single feature most worth checking when you compare any two SEC-data APIs.
{
"data": { /* one row per filing, parsed and normalized */ },
"meta": {
"ticker": "AAPL",
"as_of": "2026-06-04T08:00:00Z",
"source_filing_url": "https://www.sec.gov/...10-K...",
"source_filing_date": "2026-02-01"
}
}The two meta fields above are the traceability contract — present on every endpoint.
HONEST CALL
When each one is the better fit
Pick Filingrail when…
- You want the cheapest credible commercial entry point ($9/mo for 5,000 requests).
- You need a source-filing link on every response for audit or compliance.
- You already run APIs through RapidAPI and want one billing surface.
- You want a recurring free tier to evaluate against real workloads over days, not 100 lifetime calls.
- The mainstream building blocks — financials, insider trades, 8-K events, 13F holdings — cover your needs.
Pick sec-api.io when…
- You need the widest catalog of per-form-type endpoints, including niche forms.
- Real-time streaming push for new filings is a hard requirement.
- You want full-text search across the entire EDGAR corpus as a first-class endpoint.
- You prefer a direct vendor account over a marketplace billing relationship.
Both products read from the same public source — SEC EDGAR — so the underlying filings are identical. The difference is in price, packaging, billing, freshness model, and whether every response carries a link back to its source filing. Try Filingrail’s free tier and judge it against your own workload.
FAQ
Common questions
Still deciding? Email support@hudsonenterprisesllc.com — same business day response.
Is Filingrail a drop-in replacement for sec-api.io?
How do the prices actually compare?
What is the free tier difference?
What does “source-traceable” mean and why does it matter?
Who handles billing — and do I create an account with Hudson Enterprises?
Does Filingrail cover the same filing types?
How fresh is Filingrail’s data?
How do I try Filingrail?
Try Filingrail free — decide for yourself.
50 requests a day, no credit card. Subscribe on RapidAPI, copy your key, and run your first call in under a minute.
Start free on RapidAPIOr read the full Filingrail listing on RapidAPI ↗